Frequently Asked Questions

Loan settlement is a negotiated agreement where a borrower closes the loan by paying a reduced amount instead of the full outstanding dues.

Yes. Loan settlement is legal when done with lender approval and proper written documentation.

Yes. We handle lender communication and negotiations to protect borrowers from undue pressure.

Credit card dues can be settled depending on default status, outstanding amount, and bank policy.

Yes, settlement may impact your credit score temporarily, but it prevents legal escalation and continuous defaults.